Terms of Service
Effective date: November 8, 2026
These terms cover your use of parentlifesolutions.com. The site is run by Eris Lasku, a licensed life insurance agent (Texas license #2912489), through Lasku Financial LLC. By using the site you agree to these terms. If you don't agree, please don't use the site.
Educational content and opinions
Articles, videos and tools on this site are for education. Where I share a view on a product or strategy, it is my professional opinion as a licensed agent. It is not legal, tax or financial advice. Your situation is your own, so talk with me or another licensed professional before making a decision.
Estimates are not quotes
Calculator and estimator results are estimates only. They are not quotes, offers or guarantees of coverage or price. Estimates use general industry figures and the answers you give. Your actual premium and whether you can get coverage are decided by the insurance company after underwriting.
No coverage until a policy is issued
Using this site, filling out the intake form or booking a call does not apply for insurance and does not put any coverage in place. Coverage starts only when an insurance company approves your application, issues a policy and any conditions in that policy are met.
Licensing and availability
I'm licensed in Texas. Availability of products and riders (including living benefits) varies by insurance company, policy and state. I can only help you buy coverage in states where I hold a license.
Your information
How I collect and use your information is explained in my Privacy Policy.
Using the site
Please don't misuse the site. That includes trying to break or overload it, submitting someone else's information without their permission or sending spam through the forms.
Content ownership
The articles, videos, tools and design on this site belong to Lasku Financial LLC. You're welcome to share links. Please don't copy or republish the content without permission.
Links to other sites
The site links to other sites, like YouTube, Google Calendar and insurance company pages. I'm not responsible for their content or how they handle your information.
No warranty
The site is provided as is. I work to keep the information accurate and current, but I can't promise it is always complete, error free or available.
Limit of liability
To the extent the law allows, Lasku Financial LLC and Eris Lasku are not liable for losses that come from using the site or relying on its content or estimates. This does not limit any rights you have that can't be limited by law.
Governing law
These terms are governed by the laws of the State of Texas.
Changes to these terms
If I change these terms, I'll update the date at the top of this page.
Contact
Eris Lasku, Lasku Financial LLC Email: laskufinancial@gmail.com